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SAMPLE Property & Casualty Online Practice Exam Simulator
Vehicles which may be insured by a personal auto policy are described in the eligibility rules. Each of the following statements is true about vehicles eligible for personal auto policy (PAP) coverage, EXCEPT:
This question can be tricky and must be read carefully. You are looking for the vehicle that is NOT eligible due to the word EXCEPT in question. Vehicles with fewer than four wheels are NOT eligible. Therefore, motorcycles and some three wheel all terrain vehicles, are not eligible for the personal auto policy. A few insurance companies MAY make an exception for motorcycles by using an amendatory endorsement.
Answer Choices:Select the Correct Answer
Vehicles with fewer than four wheels are eligible.
Vans used for business are not eligible.
Vehicles owned by an individual or married couple may be insured.
Private passenger autos and pickup trucks may be insured.
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