IMPORTANT NOTICE - PSI and the state of Louisiana changed their state exam content outlines as of January 1, 2019 (latest state exam updates) 

We have updated our online Virtual Classroom program, our online course curriculum, and our online exam simulator questions to reflect those changes. 

State licensing exam information and scheduling is available at: PSI.com

PLEASE NOTE: When obtaining a Louisiana Public Adjuster license, the Louisiana Department of Insurance requires a Surety Bond or irrevocable letter of credit in the amount of $50,000 issued by a qualified financial institution authorized to do business in Louisiana.

A PUBLIC ADJUSTER is someone who works on behalf of the insured (policy holder) and not for the insurance company. Public insurance adjusters charge fees to help negotiate claim settlements with insurance companies. Public adjusters may not give legal advice. The public adjuster may not participate, either directly or indirectly, in the reconstruction or repair of damaged property that is the subject of a claim adjusted by the public adjuster. This is to avoid a conflict of interest. The PUBLIC ADJUSTER is prevented from owning a contracting company that does the repair work on claims he/she has adjusted. A contractor can be a public adjuster but cannot perform the repair work on any claims he/she has adjusted. However, a PUBLIC ADJUSTER can intervene with a review of the estimates given to his/her client by another contracting firm.

The state of Louisiana also has certain guidelines for persons seeking a Public Adjuster license. To view these guidelines please visit the Louisiana Department of Insurance, adjuster licensing page, at: LDI.com

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